Let me tell you a little about myself and why I do what I do...
Experience matters: I've served more than 35 years in a fiduciary capacity, that is- holding the public trust. This means I carefully underwrite (evaluate) your risks, uncover problems, shortfalls or needs, locate the strongest resources and recommend suitable solutions.
Be sure someone has your back. As a Trusted Advisor, I've been continuously licensed in life & health, property & casualty insurance and real estate, safeguarding clients and improving their retirement planning for decades. I owe and deliver my very best efforts, resources and expertise to prepare families for what lies ahead.
I'm prepared so you're prepared. Considering what's a stake- your family home and future security, my team is tireless in helping you prepare. I earned the respected CIC designation, (Certified Insurance Counselor) in 2001. I guided hundreds to loss-proof their hard-earned portfolios with very good locked- in rates, this during the worst economic meltdown since the great depression. How? By using safe, tax-advantaged plans NOT AT RISK OF LOSS in equities, providing them all throughout the nest-egg-killing recession of 2008-2010.
Will things go wrong in our lives? As sure as the sun rises. At that time, I have the honor to bring relief- tax-free money for grateful families and businesses who've suffered losses, as I did for my clients in the Northridge earthquake, for those with critical or chronic illness, and after loss of life and/or income. We are here to ready you and prevent, if possible, outliving our savings, even if you're late to the gate or had setbacks.
The rewards of preparing: The policy I brought to Katie had her tearfully thanking me upon later receiving over $100,000 tax-free. Her diagnosis was unwelcome but her preparedness brought life-altering, tax-free living benefits. She had the highest quality care, travelled the world, savoring life and helping others. And when she lost her 4-year battle with cancer, her husband received a $125,000 tax-free critical period benefit, very much paying down the home mortgage.
Patricia, now age 89, has happily used her tax-free benefits from the plan we found her at age 70, receiving all the home assistance care she needs. Patricia loves the convenience that its paid directly by the insurer.
NO TAXES. These are uncertain times. I guide clients into simple plans giving them control, options, TAX-FREE money to supplement retirement, flexibility, certainty AND guarantees without ANY tax or stock market risk, all while tapping into the gains of the equity markets!
In short, I am here to help you protect the most precious things in your life- the family, your income, future security and your lifestyle.