Steven is a seasoned professional specializing in tax planning, Social Security optimization, and retirement strategy development. He holds an MBA in Finance and has completed extensive post-graduate coursework in accounting and federal taxation in preparation for the CPA exam, which he intends to pursue this year. With over 20 years of experience in the banking and financial sectors, Steven began his career as a credit analyst at Provident Bank and Federated Department Stores before transitioning to CitiFinancial, where he evaluated risk in the lending department. He subsequently advanced to the role of business and capital markets analyst, focusing on value assessment. His robust expertise in credit assessment, risk management, and capital markets analysis, positions him as an exceptional wealth planner.