Seminar Topics
Asset Allocation & Modern Portfolio Theory
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Planning your investments against interest rate, inflation, and market risks.
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Planning that you don't outlive your money.
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Utilizing Asset Allocation to plan to meet your short, mid, and long term goals.
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Putting the financial pieces in place.
Estate Planning
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Distribution of estate, wills, and trusts.
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Specific estate planning strategies.
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The purpose of estate planning.
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Avoiding probate.
Financial Blunders – Lessons We Never Learn
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How to avoid losing up to 40% of your retirement plan on the day you walk away.
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How naive we are in understanding the market…great opportunities, great risks.
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How to "preserve" and "protect" our assets against a plunging market.
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The bank: is it the place to "save" money?
Getting Fiscally Fit
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Basic principles of cash management.
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Roadblocks to financial success.
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Accumulating wealth.
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The importance of having a financial blueprint.
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Locating & maximizing discretionary income.
Investing Basics for Women
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Know yourself - identifying your characteristics.
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Some of the risks and returns of investing.
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Budgeting and debt management.
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The different types of investments.
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Planning for your retirement.
Is a Roth IRA Right for You?
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How to reduce your Social Security income included as taxable income.
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How to provide heirs with a lifetime of income tax-free distribution.
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Strategies to help reduce the impact of the conversion tax.
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How to reduce your future income taxes.
Life Insurance and You
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Life Insurance 101.
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Who needs Life Insurance?
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What are the types of Life Insurance?
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How can Life Insurance be used?
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How do I file a claim?
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Maximizing the Right M
Preparing for Long Term Care
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Who pays for Extended Care?
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What is Extended Care?
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Who may need Extended Care or Long Term Care insurance?
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What about Medicaid or Medicare?
Refinancing Your Mortgage 101
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Finding the right loan for you.
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Debt consolidation loan.
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Mortgage myths.
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Key questions.
College Planning
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How to address the high cost of college.
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Developing a college investment plan.
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The new Educational IRA.
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Maximizing financial aid.
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Investment alternatives.
Exploring Your Options for a Quality Retirement
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Looking at your options at distribution time from a company retirement plan.
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Understand the impact of erosion through inflation & taxation.
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Proper steps in reviewing 401K performance.
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Why plan design is critical.
First Time Home Buyers - Issues of Real Estate
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First time buyers money saving secrets.
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8 tips every buyer must know.
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6 deadly sins to avoid when buying a home.
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Finding the right loan for you.
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Keys in financing your home.
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The power of interest only.
Getting Your Financial House in Order
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What is "debt roll down" and how it works for the average consumer buried in debt.
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Different financial tactics to pay down or pay off your home mortgage early.
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How to use your tax refund to possibly eliminate debt.
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The pros and cons of the bi-weekly mortgage.
I.D. Theft
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How do they get my personal information?
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What to do if you're the victim?
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What do they do with it?
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Steps to prevent fraud.
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Warning signs.
Legal Lessons for Life
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The best way to hold title to the home and protect it from creditors.
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Uniform Gift to Minors Act - does it help or hurt your children?
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Select the guardians for your children.
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Use a living trust to eliminate probate delays, costs and legal fees.
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Minimize your estate tax exemptions.
Maximizing the Right Mortgage Strategies in Today's Market
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Purchasing your first or second home.
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100% financing - yes it can still be done.
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Refinancing, is it still a good idea?
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Refinancing, is it still a good idea?
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Foreclosures, what to look for.
Real Money - Real Estate
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Market smart investments every seller should know.
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Tips and basic strategies for buying rental properties.
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How to avoid the 10 biggest selling mistakes.
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How to sell a home in today's market.
Reverse Mortgages
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Get the truth and facts about how a Reverse Mortgage can improve your life.
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Can I leave my house to my children and still have a Reverse Mortgage?
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Does the bank take away from your house?
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What can you use the money for?
Roth IRA - America's Next New Tax Break
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Avenue to shield Social Security income from taxation.
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Protect retirement and beneficiary assets from RMD's.
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Create tax risk diversifications in retirement.
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Advanced tax and estate management.
Social Security Explained
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Type of benefits are you eligible to receive.
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Difference between full retirement age and delayed retirement.
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Filing for benefits.
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Retirement planning strategies.
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Annuity type distinction.
Strategies for a Sustainable Income in Retirement
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Establish retirement goals.
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Estimating retirement income.
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Tax advantaged savings vehicles.
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Investment considerations.
Investment Concerns in a Fragile Market
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The U.S. Economy is heating up, learn how to grow your money wisely.
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Why "down" markets create investment "opportunities" for the wise investor.
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The "cash flow" eliminator, spending before planning is "terminal" to investing.
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Do you know what you're doing when you invest?
Budgeting
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Discussed the Budgeting Process
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Proper Goal Setting
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Building an Emergency Fund
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Investment Options for your Future