Mr. Rick Miller is the president and founder of CSI a Retirement, Financial, and Estate Planning firm in Southern California specializing in helping pre-retirees, retirees and seniors. Hundreds of clients have used Rick’s financial tips and strategies to avoid unnecessary taxes in retirement, , avoid paying taxes on social security income, eliminate estate taxes entirely, increase their monthly without risk, minimize taxes on IRA funds, enhance legacy assets for the family, upgrade life insurance coverage and leverage lazy low earning accounts for long term care protection without buying expensive “use-it” or “lose-it” long term care insurance. He is now in his 44th year helping individuals and families identify and achieve their financial security goals and avoid costly mistakes.

In addition to writing numerous money management articles, Mr. Miller is also the author of a Special Report entitled “Learn How to Protect Your Assets & Income from Long Term Care…Before It’s Too Late!”, as well as the author of a retiree newsletter, “The Golden Circle”. Mr. Miller handles financial issues critical to baby boomers, retirees and seniors.

Personal & Family
Rick was born in Kentucky and raised from age three to eleven in New York, after which his family moved to Southern California in 1971. Rick is the second oldest of seven children from a very close and loving family. Many of his family members still reside in the San Gabriel Valley area.
After living in Monrovia for 10 years, Rick and his wife, Laura (born and raised in the Santa Barbara area) moved to Glendora in March 2001 with their two sons, Greyson and Ethan (29 & 26 yrs) who are now out of college, independent and off pursuing their lifetime dreams and goals!
After being a full-time stay-at-home mom for fourteen years, Laura went back into teaching as a reading
specialist (part-time) and currently works in the West Covina School District. She loves teaching children how to read.

Workshops & Educational Talks
By focusing his practice on the needs and concerns of retirees, Mr. Miller has counseled thousands of families on how to navigate through the health care ‘jungle’ (Medi-Cal Long-Term Care) and avoid spending- down assets when a loved one ends up in a nursing home. Rick has successfully helped over 500 families protect substantial amounts of their assets and income without triggering a look-back ineligibility period.
and qualify for Medi-Cal LTC immediately. Mr. Miller spends a great deal of his time sharing his knowledge on these very important areas of retirement and estate planning. Many of these legal strategies are not well known, and therefore Rick has often been a valuable resource to a client’s other professionals, such as CPAs and attorneys.

Rick has been entertaining and educating retirees, investors, and successful business professionals with his various workshops, talks, and seminars since 1991. He has been the keynote speaker/presenter to such prestigious groups as Huntington Memorial Hospital Senior Care Network Members, Leisure World of Seal Beach Residents and Guests, City of Hope Medical Center Volunteers and Case Manager groups, Kaiser Permanente Retirement Association Members, Medsep Corporation Employees, American Association of University Women Club Members, Methodist Hospital Senior Care Network Members, USC 48-Hour Care Giver Retreats and numerous other religious organizations, civic groups and clubs.

Mr. Miller is happy to give a free presentation or talk to groups and clubs throughout southern California when his time permits. Please feel free to let us know if you would like Rick to speak at your club, group, or organization. Call (626) 294-0414 (Rick does not charge a fee for his speaking engagements).

Richard Anthony Miller ● CA Insurance License #0665327
Investment Advisory Services are offered through CSI Wealth Management, a State of CA registered investment advisor. Please remember that securities cannot be purchased, sold or traded via email or voice message system