Michael Fritts was born in Knoxville, TN and calls it home to this day. He has worked in the financial services industry for over a decade. His alma mater is Columbia College Chicago, where he graduated with Magna Cum Laude before moving back home. Michael is married to his best friend Heather and they have twin children in Charlie and Daisy to go with their 3 dogs and cat.

In his spare time, Michael enjoys golfing, traveling, reading, writing, and spending time with his family.

Michael Fritts is a member of SOFA (Society for Financial Awareness) and pays a membership fee of $1000 per year to SOFA. In exchange, SOFA promotes Michael Fritts as an available speaker to organizations and individuals seeking financial education seminars, including through this profile page. Because SOFA receives compensation tied to its membership network, SOFA has a financial incentive to promote paying members, including Michael Fritts, which may not reflect an independent assessment of his services.

Michael Fritts offers Investment Advisory Services through Gradient Advisors, LLC (Arden Hills, MN 877-885-0508), an SEC Registered Investment Advisor. Gradient Advisors, LLC and its advisors do not render tax, legal, or accounting advice. Goals Based Financial Planners is not a registered investment advisor and is independent of Gradient Advisors, LLC. Insurance products and services offered through Michael Fritts, an independent agent. Goals Based Financial Planners, Michael Fritts, and Gradient Advisors, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency.