Ray applies his extensive knowledge of financial products and services to aid clients from all walks of life with their financial goals.

Since 2005, Ray Kozicki has been a financial advisor and resource for individuals and families. As the leader of his firm, Ray leverages his wealth of knowledge and long history of informing clients about the retirement process to help them create financial strategies.

Ray is also a staunch advocate for financial literacy and has worked with a variety of institutions and organizations dedicated to helping retirees and pre-retirees better understand money, including the Society for Financial Awareness, the Foundation for Financial Education, Heartland Community College, Money Smart Week, and others.
Ray holds memberships in the International Association of Registered Financial Consultants, National Ethics Association, National Society of Collegiate Scholars, and National Eagle Scout Association. Additionally, he is accredited with an A+ rating by the Better Business Bureau (as of Jan. 10, 2020). Ray graduated summa cum laude in business from Waldorf University.

Ray is happily married to his wife, Christina, and father to their son Parker. Together, Ray and his family have been involved in both local and global ministry. They have supported a Brazilian family since 2009 and are active members of the Abundant Life Assembly. Ray's drive to succeed extends into his personal life, so you will often see him swimming, distance running, and creating many adventures with his family.

Additional Address for Raymond: 4620 E 53rd Street, Suite 200, Davenport, IA 52807